The problem is the general public are not educated on what options they have. Your bank is only one option and often more expensive. We reveal the other options available and offer free support guides to help you should you decide to do it yourself. Why limit yourself to just your bank?

Highlighted below are just a few major benefits:

Cost – you are almost guaranteed to save money. Whether you decide to use a mortgage broker or the internet you can quickly compare your banks product offering to see if it is the most competitive.
e.g. 0.25% difference on a typical mortgage of £150,000 would save you £1,125.00 over just 3 years.

Mortgage Term – finding the best mortgage deal can be used to reduce the term of your mortgage. Using what you save each month to pay towards your mortgage will shave potentially years off your mortgage.

No Inheritance Tax –Should you exceed your Inheritance Tax allowance, on death 40% of the claim amount is paid to the tax man. Oakliegh Finance writes every life insurance policy into a legal trust document so your family receive 100% of the claim e.g. £100,000 life insurance policy.
• No trust form - £60,000 to your family & £40,000 payable in tax
• Valid trust form - £100,000 to your family & £0 payable in tax
Our free support guides explain how you can do this yourself

Wait for probate – in the event of your death, your family must apply for probate before a claim on your life insurance can be paid. Simply Investment Ltd ensures they don’t have to wait by writing the life policy into a legal trust document. e.g. probate typically takes 3-6 months causing unnecessary stress at an already painful time. A simple trust form ensures a claim is paid immediately allowing your family to grieve without the worry of finances.

Tailored product – by using each option you have access to a larger range of products. The increased level of choice gives you the opportunity to find a product that suits your individual circumstances. e.g. self employed may require a flexible mortgage that allows them to overpay and underpay when cash flow is stretched.

Hopefully by now you have recognised the benefits of using the options available to you. The major problems caused will differ from one individual to another however if you’re happy to:

• pay your mortgage over a longer period of time
• pay increased monthly payments to your lender
• pay 40% Inheritance Tax (if applies)
• your family to continue to work despite your death as they still have a mortgage, living and funeral costs to pay for and can’t afford to wait 3-6 months for probate
• poor level of cover and pay an expensive insurance premium

Then don’t take advantage of the options out there.

You should now be aware of what options you have. The option or options you choose will vary upon your own circumstances. You should now have a better understanding before you make that crucial first step.

Use the free support guides for more infomation about each option.

To give advice and recommend mortgages and insurance you must:
• successfully pass industry set examinations
• understand the differences between each providers products and how they benefit different situations
• absolutely know inside out each provider ever changing criteria before submitting an application


This is a slice of what you need to know before being competent to do it yourself effectively.

Our free support guides offer basic simple guidelines to follow and things to be aware of.

You have 10,080 minutes every week, how many have you allocated to make sure you have the best mortgage and protection product out there?

Putting aside just 30 minutes a professionally qualified adviser at Simply Investment Ltd can ensure you have the best mortgage deal on the market, your protection is competitive, written in trust and have the right level of cover.

Our free support guides provide you with guidelines to follow should you wish to do this yourself, in your own time.

Most definitely. Review your protection products every 6-12 months to make sure your premium is still competitive and the level of cover represents good value for money. Always make sure your life insurance policy is written into trust.

If you’re currently tied into your mortgage deal, there are penalties to switch. However like Simply Investment Ltd there are mortgage brokers that register your mortgage details and as soon as you are free from your existing lender you are notified with the best possible mortgage deal

Simply Investment Ltd is not just any old mortgage company – we are a totally unbiased mortgage broker that is here to support you.

Our experience has shown many of you are not aware of the different options available and rely entirely on the advice we provide.

Banks and some brokers decline to tell you any alternatives because they are hungry for your business and want you to buy only their products. We firmly believe it helps to know all the facts before making a judgment especially with one of life’s biggest financial decisions.

Our business is based on adhering to our upfront and honest approach that clearly separates us from the rest. We listen to our client’s previous irritations and along with our own values created an unrivalled service.

Our service is completely FREE.

Call 01708 609730 and discover how Simply Investment Ltd can help you.